Use cashback credit cards this ChristmasClever Christmas shoppers can earn hundreds of pounds a
year by ditching their debit card in favour of a cashback credit card.These essentially give you money off your shopping, only the discount doesn’t happen at the till but http://www.pawsbros.com/ is paid http://www.beerbux.com/ back to you.Shoppers maillots foot pas cher who
spend little and often are likely to be best suited to the American Express Platinum Everyday cashback card. It pays an introductory 5per cent cashback rate for the first three months up to a maximum of 100.After this it pays 0.5per cent on spending up to 3,500 a year, 1per cent from there up maillot de foot vintage to 7,500 and 1.25per cent on everything else.Customers who spend 1,000 a month on this card can earn 198.75 a year, according to price comparison website uSwitch.However, do keep in mind that not all retailers accept Amex cards, particularly outside big cities.The
Capital One Aspire World is a Mastercard that offers 5per cent for the first three months. After this on the first 5,999 you get 0.5per cent, then 1per cent on everything up to 10,000 and 1.25per cent above this.For shoppers who spend big on a small number achat maillot de foot of purchases, Barclaycard’s Cashback Credit Card may reap a bigger reward.It offers an introductory cashback rate of 6per cent on the five most expensive purchases in every month for the first three months.For the remainder of the year, customers then earn 2per cent on their top five most expensive purchases each month and 0.5per cent on everything else.The downside is the card comes with a 24 annual fee. Cashback is also capped at 120 for the first three months. You also have to use your card 15 times a month to qualify for the 2per cent rate.Shoppers who spend a lot of money on travel and in supermarkets might want
to opt for Santander’s 123 cashback card.It offers 1per cent cashback on spending in supermarkets, 2per cent in
department stores and 3per cent on petrol and train fares. However, the maximum cashback you can earn on travel is 9 a month.